Loan Qualifications

Applicants must meet the following qualifications for a Bootstrap America loan:

1.  Character

  • Are you a trustworthy individual?
  • Do you do what you say you will?

2.  Capacity to repay the loan

  • Will you be able to repay the money loaned?
  • Are there sufficient funds to support repayment of the loan before any income is generated by the business?

3.  Community

  • Do you have friends and family members who will be supportive throughout the process or creating and building your business?

4.  Creation/Conditions

  • Loaned funds must be used to create or expand a business within the Western Maricopa Enterprise Zone in Maricopa County, Arizona.  This includes economically depressed areas in the cities of El Mirage, Avondale and Surprise, AZ.                Western Maricopa Enterprise Zone map.
  • Do you have a plan to use the loan money?
  • Will your business work in these communities?
  • Is there a reasonable chance your business will succeed?

5.  Commitment

  • Are you passionate about your business?
  • Are you committed to making your business a success?
See the next page for the loan process and application form.